Introduction
Decorating your home can be a fun and creative experience. You can express your personality and create a comfortable, inviting space that reflects your style. However, budget constraints can make the process overwhelming.
In this post, we will look at different aspects of home décor and provide insights on where to spend and save so you can make informed decisions for your interior design projects.
Spend on Timeless Furniture
When it comes to home decor, investing in high-quality, timeless furniture pieces is a smart choice. These pieces will stand the test of time and act as the foundation for your entire design plan. Here are a few key furniture items where you can spend:
a. Sofas and Couches: Since a well-made sofa or couch is a central piece in your living room, it must be comfortable and durable. Look for solid frames, quality upholstery, and timeless designs that can adapt to changing decor trends.
b. Dining Table and Chairs: The dining area is a gathering place for family and friends. If you invest in a sturdy dining table and comfortable chairs, you will enjoy special occasions and meals for years.
c. Bed and Mattress: A good night’s sleep is priceless, so don’t skimp on your bed frame and mattress. A comfortable and supportive mattress can greatly impact your overall well-being.

Spend on Statement Pieces
Every room benefits from a statement piece that grabs attention and becomes a conversation starter. These can be unique and eye-catching items that stand out and define the room’s style. You can spend on items like:
a. Chandeliers and Lighting Fixtures: A stunning chandelier or pendant light can create a focal point and transform the overall appeal of a room. Therefore, high-quality lighting fixtures are worth the investment, as they often become the centrepiece of your space.
b. Antique or Vintage Finds: If you like vintage or antique items, don’t be afraid to spend on them. These items can bring history and character into your home.
c. Custom Furniture: For a truly personalised look, invest in custom furniture pieces. Whether it’s a custom-made bookshelf, built-in cabinets, or a bespoke dining table, these pieces can elevate your space.

Spend on Durability and Quality
Consider the durability and quality of materials when choosing your home decor. Here are some areas where it’s wise to invest in quality and durability:
a. Kitchen Countertops: Solid surface or natural stone countertops may be more expensive upfront, but they can withstand years of wear and tear and add value to your home.
b. Flooring: Durable flooring like hardwood or ceramic tile can last for decades with proper maintenance. Invest in flooring materials that can withstand heavy foot traffic.
c. Bathroom Fixtures: Quality faucets, showerheads, and plumbing fixtures can prevent leaks and repairs in the long run, saving you money on maintenance.
Save on Trendy Accessories
While it’s important to have a solid foundation, you can save on trendy accessories. Also, you can easily replace them as trends change. These items may include throw pillows, rugs, curtains, and decorative items like vases and artwork. Here’s why it makes sense to save on these elements:
a. Throw Pillows and Cushions: Throw pillows are a great way to add pops of colour and texture to your space. However, they are also susceptible to wear and tear. Choose budget-friendly options that you can change seasonally or whenever you feel like it.
b. Area Rugs: While area rugs can define spaces and bring warmth to a room, they can also gather dirt and show signs of wear. Thus, pick more affordable rug options and rotate them to extend their lifespan.
c. Curtains and Drapes: Window treatments can enhance the aesthetics of a room, but they don’t need to break the bank. You can find stylish curtains and drapes at reasonable prices that serve their decorative purpose.
d. Decorative Items: Decorative items like vases, sculptures, and artwork can be affordable and add personality to your home. Shop for unique pieces at thrift stores, flea markets, or online marketplaces to save money while infusing character into your space.

Save on Functional Items
Certain functional items in your home can be practical without breaking the bank. These items may not need to be of the highest quality, as their primary purpose is utility. Here are some examples:
a. Kitchen Appliances: While it’s important to have reliable appliances, you don’t need to buy top-of-the-line models for every kitchen gadget. Choose quality where it matters most, like your stove and refrigerator, and save on items like blenders, toasters, and coffee makers.
b. Bedding and Linens: High thread count sheets and luxury bedding are nice to have, but you can find comfortable and durable options that won’t strain your budget. Look for quality materials that offer a good balance between comfort and cost.
c. Storage Solutions: Investing in custom or high-end storage solutions can be costly – instead, choose budget-friendly options like modular shelving units and storage bins to keep your home organised.
Start Spendvesting with multipl Today!
If you’re planning to save for your home decor items but don’t want to drain your savings, multipl can help you spendvest. Spendvesting encourages individuals to make strategic decisions about their spending habits while keeping their financial goals intact.
To do this, sign up on multipl and set specific Home decor goals like Timeless Furniture Goal, Trendy Accessories Goal, etc. Then, based on your risk profile and time duration, multipl allocates appropriate mutual funds to meet your goal with maximum liquidity and security.
In addition, you can set up auto-investment to make your SIPs hassle-free. What’s more? You can even redeem your savings anytime without any charges! To learn more, download the multipl app on Android & iOS now.